Industry-Specific Experience. We Understand Your Risks

No two businesses face the same exposures. We cut through the complexity of the insurance market to design clear, reliable protection packages built around your daily operations. Select your sector below to see how we secure the exact cover you require without the hassle.

SME Business Insurance

Insurance designed for Australia’s small and medium businesses. We help SMEs protect their operations, people and assets with tailored cover for liability, property, equipment, cyber risk and the everyday challenges of running a growing business.

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Strata & Body Corporate

Owners' corporations, strata managers and residential or commercial committees.

As independent strata insurance brokers, we source comprehensive cover that satisfies legal requirements and protects common property, all while acting strictly on behalf of the Strata Plan.

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Trades & Contractors

Trade Business, Subcontractors & Sole Traders.

Supporting the trades and services sector with insurance that works as hard as you do. We provide clear, dependable protection for contractors and service businesses—covering tools, liability, projects and the unexpected risks that come with being on the job.

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Retail & Hospitality

Cafes, Restaurants, Boutique Retailers, Wholesalers, E-Commerce Platforms and more.

Supporting retail and hospitality operators with dependable insurance solutions. Our tailored cover protects against public & product liability, property damage, stock loss, equipment breakdown and the operational risks that come with high‑traffic environments.

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Professional Services

Accountants, Technology & IT Specialists, Marketing Agencies, Engineers, Management Consultants and more.

Clear protection for professionals who provide advice, expertise and specialised services. We help consultants, advisors and service‑based businesses safeguard their reputation with tailored cover for professional Indemnity, client disputes, errors, omissions and the unexpected risks that come with delivering expert work. Our support ensures you can operate confidently, knowing your advice and services are backed by strong, reliable protection.

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Real Estate & Property Services

Real Estate Principals, Property Managers, Buyers' Agents, and Commercial Agencies.

Supporting real estate and property service professionals with dependable insurance solutions. Our tailored cover protects against professional liability, client disputes, property damage, tenant issues and operational risks across residential and commercial portfolios.

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Specialty Insurance

Business Start-Ups, Niche Tech, Entertainment, Complex Risks, Marine & Logistics and more.

Tailored solutions for non-standard, emerging, or hard-to-place industry exposures. When traditional insurance platforms decline your risk because you don't fit their standard boxes, we bypass automated algorithms. We structure custom programmes and manually negotiate directly with underwriters to provide the correct cover for your unique risks.

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Corporate & Enterprise Risk

Mid to Large Market Companies, Manufacturers, Financial Institutions and more.

Insurance and risk solutions for complex, high‑value organisations. We support corporate and enterprise clients with tailored protection for operational risk, liability, governance exposures, property, people and large‑scale assets. Helping leadership teams manage uncertainty with clarity and confidence.

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Personal Insurance

Home & Contents, Landlord Portfolios, Vehicle Insurance, High-Value Vehicles and High Value Homes.

Protection for individuals, families and high‑value personal assets. Tailored cover for home, contents, vehicles, valuables, landlords, prestige assets and personal accident needs, designed to safeguard what matters most.

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Insurance Risk Brokers Pty Ltd ABN 98 701 524 174 Trading As IRB - Insurance Risk Brokers is an Authorised Representative (No. xxxxxx) of SMS Insurance Pty Ltd T/as repX ABN 32 361 928 456 AFSL No. 425573.

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This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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