Public Liability

Foundational cover required for site access, principal contractor sign-offs, and sub-contracting roles. It handles third-party bodily injury and property damage claims.

Tool, Stock & Equipment Cover

Protects your vital tools of trade against theft following forced entry from your vehicle, locked trailer, workshop, or secure job site.

Personal Accident & Illness

Crucial for sole traders and sub-contractors who don't have corporate sick leave, providing weekly income support if a site injury keeps you off work.

Commercial Vehicle & Trailer

Covers your work Utes, delivery vans, tippers, and trailers for accidental damage, transit collisions, and third-party liabilities.

Contract Works (Construction Insurance)

Protects building materials and work-in-progress against fire, storm, vandalism, or theft while a project is actively underway.

Professional Indemnity (PI) for Trade Consultants

Essential for trade principals, project managers, surveyors, and estimators who provide standalone advice, feasibility studies, or project oversight. It covers legal defence costs and financial losses if a client claims your advice or project management was negligent and cost them money.

Design & Construct (D&C) Liability

The ultimate protection for builders, turn-key contractors, and specialised sub-contractors (like HVAC, electrical engineers, or commercial plumbers) who manage both the design phase and the physical construction. It completely bridges the dangerous gap between physical site mistakes and professional design errors under one seamless policy.