Professional Services & Consultants

Safeguard Your Expertise, Advice and Professional Reputation

Professionals operate in a world where trust, accuracy and reputation matter. Whether you provide strategic advice, technical expertise or specialised services, even small errors can lead to costly disputes. Our Professional Services Insurance solutions are designed to safeguard your work, your clients and your business from the risks that come with delivering expert guidance.

We help consultants, advisors and service‑based businesses stay protected with tailored cover for professional liability, client disputes, errors, omissions, project‑related risks and the financial impact of unexpected mistakes. With clear, dependable support behind you, you can operate confidently knowing your advice is backed by strong, reliable protection.

Professional Services Insurance is ideal for businesses whose value comes from expertise, including:

  • Accountants

  • lawyers

  • Consultants & advisors

  • Business services firms

  • Marketing, digital & creative agencies

  • IT & technology service providers

  • Mortgage Brokers

  • Any business delivering specialised advice or professional service

We Will Make Sure You Have The Right Cover In Place

  • Professional Indemnity

    Foundational cover for any business providing advice, consultancy or specialised services. Protects against financial loss, legal defence costs and compensation claims arising from errors, omissions, negligence or incorrect advice.

  • Public & Products Liability

    Essential for client‑facing professionals, office‑based businesses and consultants visiting client premises. Covers third‑party bodily injury and property damage caused by your business activities.

  • Technology & IT Liability

    Specialised cover for IT consultants, software developers, MSPs and digital service providers. Protects against financial loss from coding errors, system failures, data breaches, service outages and technology‑driven client impacts.

  • Multimedia & Communications Liability

    Designed for marketing agencies, content creators, media producers and digital advertisers. Covers claims involving copyright infringement, defamation, privacy breaches, IP misuse and content‑related disputes.

  • Cyber Liability

    Critical for any professional handling client data, digital assets or online systems. Covers cyber attacks, data breaches, business interruption, ransomware, privacy investigations and recovery costs.

  • Management Liability

    Protects directors, managers and the business entity against claims involving wrongful management, employment disputes, WHS investigations, statutory fines (where insurable) and governance‑related exposures.

  • Business Pack Insurance

    Flexible cover for office‑based professional service businesses. Includes property damage, contents, portable equipment, business interruption, theft, money, glass and general property.

  • Office & Portable Equipment Cover

    Protects laptops, cameras, tablets, tools of trade, and portable business equipment used offsite or while travelling. Ideal for consultants, creatives, engineers and field‑based professionals.

  • Commercial Vehicle Insurance

    Covers business‑use vehicles such as sedans, SUVs, vans and mobile service vehicles for accidental damage, theft, collisions and third‑party liability.

Don't Just Accept Your Next Premium Increase

Send us your current policy schedule for a fast, hassle-free value check, or let’s have a quick chat to discuss your options. No obligations, just honest feedback.

info@insuranceriskbrokers.com.au

Contact Us For A Free Quote

When submitting quote requests please read and understood our terms and conditions which include our Financial Service Guide, Terms of Engagement and Privacy Policy.

Thank you! Your submission has been sent successfully.

Insurance Risk Brokers Pty Ltd ABN 98 701 524 174 Trading As IRB - Insurance Risk Brokers is an Authorised Representative (No. xxxxxx) of SMS Insurance Pty Ltd T/as repX ABN 32 361 928 456 AFSL No. 425573.

Financial Services Guide (FSG) | Complaints & Disputes Handling | Insurance Brokers Code of Practice | Privacy Policy | Supporting Vulnerable Clients

This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Copyright All Rights Reserved © 2026